Commercial trucking is a vital industry in the United States, transporting goods across vast distances and keeping the economy moving. With such an essential role comes the need for reliable insurance coverage to protect both drivers and businesses. Choosing the right insurance provider can be a daunting task, given the multitude of options available. To simplify the process, we’ve compiled a comprehensive list of the top 25 commercial truck insurance companies in the USA. From industry giants to specialized insurers, this guide will help you make an informed decision for your trucking business.
- Progressive Commercial: Progressive Commercial is a well-known name in the insurance industry, offering a wide range of coverage options for commercial trucking operations. They provide customizable policies tailored to the specific needs of trucking businesses, including liability, physical damage, cargo, and more. With competitive rates and innovative online tools, Progressive makes it easy for trucking companies to manage their insurance needs.
- Nationwide: Nationwide is another prominent player in the commercial truck insurance market, offering comprehensive coverage and personalized service. Their policies include protection for liability, cargo, physical damage, and more, with options for fleet management and risk mitigation. Nationwide’s extensive network of agents ensures that trucking businesses receive the support they need, wherever they operate.
- Zurich: Zurich is a global insurance company with a strong presence in the commercial trucking sector. They offer specialized coverage options for trucking companies of all sizes, including primary liability, motor truck cargo, and physical damage. Zurich’s risk management expertise helps businesses minimize exposure to potential losses, making them a trusted choice for commercial truck insurance.
- Travelers: Travelers Insurance has been serving the trucking industry for decades, providing comprehensive coverage and exceptional service. Their policies are designed to address the unique risks faced by trucking companies, including liability, cargo, and physical damage. With flexible coverage options and responsive claims handling, Travelers is a top choice for commercial truck insurance.
- Liberty Mutual: Liberty Mutual offers a range of insurance solutions for trucking companies, including commercial auto coverage tailored to their specific needs. Their policies provide protection for liability, cargo, and physical damage, with options for additional coverage such as roadside assistance and downtime reimbursement. Liberty Mutual’s financial strength and industry expertise make them a reliable partner for trucking businesses.
- Berkshire Hathaway GUARD Insurance Companies: Berkshire Hathaway GUARD Insurance Companies specialize in providing insurance solutions for businesses, including commercial trucking operations. They offer customizable policies with coverage options for liability, cargo, and physical damage, along with risk management services to help businesses minimize losses. Berkshire Hathaway GUARD’s commitment to customer service sets them apart in the commercial truck insurance market.
- The Hartford: The Hartford is a leading provider of commercial insurance, including coverage for trucking companies. Their policies are designed to protect against a wide range of risks, from liability and cargo loss to physical damage and downtime expenses. The Hartford’s industry expertise and responsive claims handling make them a trusted partner for trucking businesses of all sizes.
- AIG: AIG is a global insurance company offering specialized coverage options for the transportation industry, including commercial trucking. Their policies provide comprehensive protection for liability, cargo, and physical damage, with options for additional coverage such as pollution liability and cyber risk. AIG’s financial strength and innovative risk management solutions make them a top choice for trucking companies seeking reliable insurance coverage.
- State Farm: State Farm is known for its personalized service and comprehensive insurance offerings, including coverage for commercial trucking operations. Their policies can be tailored to the specific needs of trucking businesses, with options for liability, cargo, and physical damage coverage. State Farm’s extensive network of agents ensures that trucking companies receive the support they need, wherever they are located.
- Chubb: Chubb is a leading provider of commercial insurance solutions, offering specialized coverage options for trucking companies. Their policies include protection for liability, cargo, and physical damage, with options for additional coverage such as pollution liability and employee benefits. Chubb’s reputation for financial stability and claims expertise makes them a preferred choice for trucking businesses seeking reliable insurance coverage.
- Great American Insurance Group: Great American Insurance Group specializes in providing insurance solutions for businesses, including commercial trucking operations. They offer customizable policies with coverage options for liability, cargo, and physical damage, along with risk management services to help businesses minimize losses. Great American’s strong financial ratings and customer-focused approach make them a trusted partner for trucking companies.
- CNA: CNA is a leading provider of insurance solutions for businesses, offering specialized coverage options for commercial trucking operations. Their policies provide comprehensive protection for liability, cargo, and physical damage, with options for additional coverage such as pollution liability and employee benefits. CNA’s industry expertise and responsive claims handling make them a reliable choice for trucking businesses of all sizes.
- AmTrust Financial Services: AmTrust Financial Services specializes in providing insurance solutions for small to mid-sized businesses, including commercial trucking operations. They offer customizable policies with coverage options for liability, cargo, and physical damage, along with risk management services to help businesses mitigate losses. AmTrust’s dedication to customer service and innovative insurance solutions make them a preferred choice for trucking companies.
- Old Republic Insurance Group: Old Republic Insurance Group has been serving the insurance needs of businesses for over a century, offering specialized coverage options for commercial trucking operations. Their policies provide protection for liability, cargo, and physical damage, with options for additional coverage such as pollution liability and employee benefits. Old Republic’s financial strength and commitment to excellence make them a trusted partner for trucking companies seeking reliable insurance coverage.
- Hiscox: Hiscox specializes in providing insurance solutions for small businesses, including commercial trucking operations. They offer customizable policies with coverage options for liability, cargo, and physical damage, along with risk management services to help businesses minimize losses. Hiscox’s reputation for financial stability and customer service excellence make them a preferred choice for trucking companies of all sizes.
- Starr Companies: Starr Companies offer specialized insurance solutions for businesses, including commercial trucking operations. They provide comprehensive coverage options for liability, cargo, and physical damage, with options for additional coverage such as pollution liability and cyber risk. Starr Companies’ global presence and industry expertise make them a trusted partner for trucking businesses operating domestically and internationally.
- Nationwide Mutual Insurance Company: Nationwide Mutual Insurance Company offers a range of insurance solutions for businesses, including commercial trucking operations. Their policies provide comprehensive protection for liability, cargo, and physical damage, with options for additional coverage such as pollution liability and employee benefits. Nationwide’s financial strength and commitment to customer service make them a preferred choice for trucking companies seeking reliable insurance coverage.
- Pacific Specialty Insurance Company: Pacific Specialty Insurance Company specializes in providing insurance solutions for businesses, including commercial trucking operations. They offer customizable policies with coverage options for liability, cargo, and physical damage, along with risk management services to help businesses mitigate losses. Pacific Specialty’s focus on customer service and innovative insurance solutions make them a preferred choice for trucking companies.
- Selective Insurance Group: Selective Insurance Group offers specialized insurance solutions for businesses, including commercial trucking operations. They provide comprehensive coverage options for liability, cargo, and physical damage, with options for additional coverage such as pollution liability and employee benefits. Selective Insurance Group’s commitment to customer service and industry expertise make them a trusted partner for trucking businesses of all sizes.
- Northland Insurance: Northland Insurance specializes in providing insurance solutions for businesses in the transportation industry, including commercial trucking operations. They offer customizable policies with coverage options for liability, cargo, and physical damage, along with risk management services to help businesses minimize losses. Northland’s focus on customer service and innovative insurance solutions make them a preferred choice for trucking companies.
- QBE North America: QBE North America offers specialized insurance solutions for businesses, including commercial trucking operations. They provide comprehensive coverage options for liability, cargo, and physical damage, with options for additional coverage such as pollution liability and employee benefits. QBE’s global presence and industry expertise make them a trusted partner for trucking businesses seeking reliable insurance coverage.
- Everest Insurance: Everest Insurance specializes in providing insurance solutions for businesses, including commercial trucking operations. They offer customizable policies with coverage options for liability, cargo, and physical damage, along with risk management services to help businesses mitigate losses. Everest’s financial strength and commitment to customer service make them a preferred choice for trucking companies.
- Markel Corporation: Markel Corporation offers specialized insurance solutions for businesses, including commercial trucking operations. They provide comprehensive coverage options for liability, cargo, and physical damage, with options for additional coverage such as pollution liability and employee benefits. Markel’s focus on customer service and innovative insurance solutions make them a trusted partner for trucking businesses of all sizes.
- Philadelphia Insurance Companies: Philadelphia Insurance Companies offer specialized insurance solutions for businesses, including commercial trucking operations. They provide comprehensive coverage options for liability, cargo, and physical damage, with options for additional coverage such as pollution liability and employee benefits. Philadelphia Insurance Companies’ commitment to customer service and industry expertise make them a preferred choice for trucking companies seeking reliable insurance coverage.
- Auto-Owners Insurance: Auto-Owners Insurance specializes in providing insurance solutions for businesses, including commercial trucking operations. They offer customizable policies with coverage options for liability, cargo, and physical damage, along with risk management services to help businesses mitigate losses. Auto-Owners’ financial strength and commitment to customer service make them a trusted partner for trucking companies.
Conclusion: Choosing the right insurance provider is crucial for the success and security of your commercial trucking business. The companies listed above represent some of the top options in the industry, offering comprehensive coverage, competitive rates, and exceptional service. Whether you’re a small owner-operator or a large fleet operator, there’s a commercial truck insurance company that can meet your needs. Evaluate your options carefully, consider your specific requirements, and choose a provider that can offer the protection and support your business deserves.